Find Finance & Mortgage Brokers in Gold Coast

Find Clarity in the Gold Coast Loan Market The Gold Coast is Queensland’s second-largest city and Australia’s sixth-largest city, stretching 70km of coastline from Tweed Heads to South Stradbroke Island, renowned for its beaches, theme parks, and subtropical lifestyle. The property market has experienced explosive growth, with the Gold Coast now commanding Australia’s second-highest median house prices after Sydney, surpassing all other capitals. The market is characterized by chronic housing undersupply with listings down 30% from previous years, construction constraints from material shortages and labor issues, and exceptional interstate migration particularly from Sydney and Melbourne buyers seeking lifestyle and relative value.

Housing stock is diverse, ranging from luxury beachfront apartments in Surfers Paradise and Main Beach, prestigious canal homes in Sanctuary Cove and Sovereign Islands, to family housing in growth corridors like Coomera, Upper Coomera, and Pimpama. The unit market has performed particularly strongly with medians around $760k, driven by downsizers, investors seeking short-term rental income from tourism, and lifestyle buyers wanting low-maintenance coastal living. Major infrastructure developments including the M1 Pacific Motorway expansion, Light Rail Stage 4 extension, and preparations for hosting events during the 2032 Brisbane Olympics are reshaping connectivity and driving significant capital appreciation in connected suburbs.

The rental market remains extremely tight with vacancy rates below 1%, providing strong yields particularly for short-term accommodation investors. The Gold Coast attracts diverse buyers including retirees seeking lifestyle downgrades, young families from southern states pursuing affordability and outdoor living, international buyers, and investors targeting tourism and rental markets. Despite premium pricing, the market continues showing resilience with forecasts of 10-13% growth in 2025, supported by land scarcity, ongoing development constraints, and sustained buyer demand from migration and the region’s enduring lifestyle appeal.