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The Loan Phone Blog

Your source for finance tips, industry news, and guides to help you make smarter financial decisions.

Farm Tractor Lease vs Buy: 2026 Case Study

Farm Tractor Lease vs Buy: 2026 Case Study

Understand the key differences between leasing and buying a farm tractor in Australia for 2025. This guide provides a detailed comparison, tax implications, and a...

Read More → March 07, 2026
Semi-Trailer Finance Australia

Semi-Trailer Finance Australia

Semi-trailer finance in Australia enables transport businesses to acquire essential heavy vehicles, typically structured as a chattel mortgage or commercial hire purchase. Rates generally range...

Read More → March 05, 2026
How Does Equipment Finance Work in Australia?

How Does Equipment Finance Work in Australia?

Equipment finance in Australia allows businesses to acquire essential assets like vehicles, machinery, or technology without upfront capital, spreading the cost over time.

Read More → March 03, 2026
Top 5 Best Lenders for Farm Equipment in Australia 2026

Top 5 Best Lenders for Farm Equipment in Australia 2026

Discover the best lenders for farm equipment in Australia in 2026, comparing options from major banks, specialist financiers, and non-bank lenders. Learn about chattel mortgages,...

Read More → February 28, 2026
Irrigation Equipment Finance for Australian Farms

Irrigation Equipment Finance for Australian Farms

Understand irrigation equipment finance in Australia, including rates, terms, and types like chattel mortgages. Discover how to secure funding for essential farm water management systems....

Read More → February 26, 2026
Crane Finance Australia

Crane Finance Australia

Explore crane finance options in Australia for heavy lifting equipment like mobile, tower, and gantry cranes. Learn about finance types, eligibility, the application process, and...

Read More → February 24, 2026
Telehandler Finance Australia

Telehandler Finance Australia

Explore telehandler finance options in Australia, including chattel mortgages and equipment loans. Learn about indicative rates, terms, and eligibility for acquiring this crucial machinery.

Read More → February 21, 2026
Equipment Finance for New Businesses

Equipment Finance for New Businesses

A comprehensive guide to equipment finance for new businesses in Australia, covering loan options, eligibility, rates, and the streamlined application process to acquire essential assets...

Read More → February 18, 2026
Harvester Finance Australia

Harvester Finance Australia

Harvester finance in Australia enables farmers to acquire essential machinery through various loan structures like chattel mortgages or equipment loans. Indicative rates typically range from...

Read More → February 17, 2026
Pepper vs Resimac: Non-Bank Lender Comparison

Pepper vs Resimac: Non-Bank Lender Comparison

Pepper Money and Resimac are prominent non-bank lenders in Australia offering distinct business finance solutions. Pepper excels in flexible asset finance and specialist business loans,...

Read More → February 14, 2026
Chattel Mortgage Tax Benefits for Australian Businesses

Chattel Mortgage Tax Benefits for Australian Businesses

A chattel mortgage offers Australian businesses significant tax benefits including immediate GST claims, depreciation deductions, and interest write-offs. Learn how this finance option can reduce...

Read More → February 12, 2026
Loader Finance: Wheel Loaders & Skid Steers in Australia

Loader Finance: Wheel Loaders & Skid Steers in Australia

Loader finance in Australia provides businesses with chattel mortgages, commercial hire purchase, or equipment loans for machinery like wheel loaders and skid steers. Rates typically...

Read More → February 10, 2026