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Find Finance & Mortgage Brokers in Brighton

Your guide to securing finance in Brighton's exclusive coastal market

Find a finance broker in Brighton

Finance & Mortgage Brokers Servicing the Brighton Area

Find Clarity in the Brighton Loan Market Brighton is an affluent bayside suburb located approximately 11 kilometres south-east of Melbourne’s CBD, renowned for its picturesque beaches, most notably Dendy Street Beach with its 82 brightly coloured bathing boxes serving as iconic Melbourne symbols and major tourist attractions. The suburb offers a blend of historic charm evident in grand Victorian and Edwardian homes and modern luxury with contemporary residences and high-end amenities. Tree-lined streets, prestigious schools including Brighton Grammar and Firbank Grammar, and upscale shopping precincts contribute to its premium lifestyle appeal.

Brighton boasts excellent transport links including Sandringham line train services and convenient road access facilitating easy CBD commutes. The demographic is predominantly mature and affluent with median age 48 and high median household income of $2,710/week, attracting families and professionals valuing sophisticated environment. Property ownership is high with 46.5% of homes owned outright indicating stability and long-term residency.

The property market features high median prices with houses averaging $3.06M and units $1.32M. While the market has seen some fluctuations with house prices experiencing recent dip and unit prices showing growth, overall demand remains strong due to enduring desirability. Key developments such as Brighton Beach Hotel site redevelopment and Dendy Park community hub upgrades are expected to further enhance suburb appeal and influence property values positively.

Our Brokerage Services in Brighton

ABN Holder Loans

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Asset Finance for Business

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Business Loans

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Equipment Finance

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Green Loans to Fund a Sustainable Future

Make a positive impact on the planet and...

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Home Loans & Mortgages

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Home Renovation Loans

Transform your space with competitive renovation finance for...

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Loan Services

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Luxury Car Loans for Specialised & Prestige Vehicles

Specialist finance solutions for luxury, exotic, and prestige...

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New Car Loans

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Personal Loans

Get fast access to funds for any worthwhile...

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Refinance Your Home or Investment Loan to Grow or Save

Lower your repayments or unlock equity with competitive...

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Fast Funding with Short-Term Loans

Need to bridge a cash flow gap or...

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Heavy-Duty Finance for Truck Loans

Whether you're an owner-operator or managing a fleet,...

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Flexible Used Car Loans

Found the perfect pre-owned car? Now find the...

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Why Choose Us in Brighton

Expertise in high-value property finance

Understands jumbo loans and complex portfolios often seen in premium properties with median house prices exceeding $3M

Navigating competitive auctions

Strategic advice needed in Brighton's fast-paced auction environment for desirable properties

Access to private banking

Can connect high-net-worth clients with suitable specialist lenders and private banking solutions

Brighton Property Market Insights

Market data last updated on October 28, 2025.

Median House Price
~$3.06M Source: OpenAgent 2024-2025
Median Unit Price
~$1.32M Source: OpenAgent 2024-2025
House Growth (Annual)
-6.6% Source: Past 12 months, OpenAgent
Unit Growth (Annual)
+8.2% Source: Past 12 months, OpenAgent

Frequently Asked Questions

LMI is generally less common for house purchases due to high property values and substantial deposits typically exceeding 20%. However, for first-time buyers or those purchasing units, LMI could still be a factor.

Proximity to the beach, especially Dendy Street Beach with its famous colourful bathing boxes, significantly impacts property values. Properties with direct beach access or water views command substantial premiums, which lenders and valuers recognize in their assessments.

Brighton offers attractive rental yields reportedly 102.3% higher for houses and 25% higher for units than Melbourne average. While initial capital outlay is substantial, strong rental demand driven by lifestyle appeal provides healthy returns. The unit market with 8.2% recent growth may present more accessible entry.

Yes, off-market sales are relatively common in exclusive suburbs like Brighton. A well-connected local real estate agent or mortgage broker may have access to properties before public listing, giving buyers significant advantage in a competitive market.

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