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Find a Finance Broker in Melbourne

Equipment, vehicle and business finance for Melbourne's SME, transport, trades and hospitality sectors

Find a finance broker in Melbourne

Equipment, Asset & Business Finance Brokers Servicing Melbourne

Equipment and Business Finance for Melbourne Melbourne carries one of the broadest small and medium business bases in the country. From the freight and logistics corridors around Dandenong and the western suburbs, to the trade contractors working the growth corridors, to the hospitality venues packed through the CBD laneways and inner north, the city runs on businesses that need vehicles, equipment and working capital to grow. Loan Phone connects Melbourne businesses with specialist equipment and asset finance brokers, and business finance is all we do. Demand here tells the story.

Finance broker and car finance are among the most searched finance terms in Melbourne for good reason: operators want one point of contact who can compare lenders rather than queue at a bank. The brokers in our network arrange commercial vehicle finance and car finance for everyone from a single tradie buying a ute to a courier firm building out a delivery fleet, drawing on a panel of more than 40 lenders to find the right rate and term. Beyond vehicles, Melbourne businesses lean on us for equipment finance, truck finance and machinery finance. A manufacturer in the outer suburbs replacing a production line, a civil contractor financing an excavator, or a printer upgrading presses all face the same trade-off between buying outright and preserving cash.

A chattel mortgage, finance lease or hire purchase each handles that differently, and a broker who knows the lenders can match the structure to your books and your accountant’s advice. Then there are business loans, the everyday fuel for a city this size. Whether it is funding a hospitality expansion, smoothing seasonal cash flow, or capitalising on a new contract, business finance in Melbourne is rarely one-size-fits-all. With a local-minded broker network we read both the industry and the lender appetite behind it, so your application lands where it has the best chance.

If you run a Melbourne business with an asset to buy or a growth plan to fund, that is exactly where we add value.

Our Brokerage Services in Melbourne

ABN Holder Loans

Self-employed or hold an ABN? Access flexible loan...

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Asset Finance for Business

Preserve your working capital while acquiring the assets...

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Business Loans

Access flexible business finance for growth, working capital,...

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Equipment Finance

Get the equipment you need without tying up...

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Green Loans to Fund a Sustainable Future

Make a positive impact on the planet and...

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Home Loans & Mortgages

Find the right home loan for your needs....

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Home Renovation Loans

Transform your space with competitive renovation finance for...

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Loan Services

Our Loan Services Find the perfect loan solution....

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Luxury Car Finance: Exotic & Prestige | Loan Phone

Specialist finance solutions for luxury, exotic, and prestige...

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New Car Loans

Get competitive rates and flexible terms for your...

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Personal Loans

Get fast access to funds for any worthwhile...

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Refinance Your Home or Investment Loan to Grow or Save

Lower your repayments or unlock equity with competitive...

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Fast Funding with Short-Term Loans

Need to bridge a cash flow gap or...

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Truck Loans & Heavy Vehicle Finance Australia

Whether you're an owner-operator or managing a fleet,...

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Flexible Used Car Loans

Found the perfect pre-owned car? Now find the...

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Why Choose Us in Melbourne

One Broker, 40+ Lenders

Instead of pitching to banks one at a time, Melbourne businesses get a single broker in our network comparing equipment, vehicle and business finance across a wide lender panel

Built for Transport and Trades

Truck finance, commercial vehicle finance and machinery finance structured for Melbourne's freight, construction and trade operators

Finance That Follows Cash Flow

Repayment structures and chattel mortgage options matched to how your business actually earns across the year

Frequently Asked Questions

A bank can only offer its own products. A finance broker compares many lenders at once, which matters in a market as broad as Melbourne where a hospitality fit-out, a fleet of vans and a piece of factory plant all suit different lenders. The brokers in our network do the legwork and present the options that fit your business and cash flow.

Commercial vehicle and car finance lead the way, followed by business loans and equipment finance. Across Melbourne's transport, trades, hospitality and manufacturing sectors the brokers in our network regularly arrange truck finance, machinery finance, asset finance and working-capital business loans.

With a chattel mortgage your business takes ownership of the asset, a vehicle, truck or piece of equipment, while the asset itself secures the loan. It is one of the most popular structures for Melbourne operators because it keeps the asset on your balance sheet and can suit your tax position. The brokers in our network also arrange finance leases and hire purchase where they fit better.

Yes. Lender appetite for SMEs varies widely, and part of a broker's value is knowing which lenders look favourably on younger businesses, sole traders and specific industries. We connect you with brokers who position your application with the lenders most likely to approve it rather than letting one rejection stall the purchase.

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