Find Finance & Mortgage Brokers in Sydney
Navigating Australia's premium property market with specialized finance expertise
Our Brokerage Services in Sydney
Luxury Car Loans for Specialised & Prestige Vehicles
Specialist finance solutions for luxury, exotic, and prestige...
Learn More →Refinance Your Home or Investment Loan to Grow or Save
Lower your repayments or unlock equity with competitive...
Learn More →Heavy-Duty Finance for Truck Loans
Whether you're an owner-operator or managing a fleet,...
Learn More →Why Choose Us in Sydney
Premium Market Lending Sophistication
With Australia's highest median prices at $1.5M+ for houses, brokers structure jumbo loans, utilize private banking relationships, and navigate complex lending for high-net-worth clients.
Micro-Market Expertise
Sydney's vast price range from $500k to $10M+ and distinct regional performance, with Western suburbs at +7.6% versus units flat at 0%, requires hyperlocal knowledge to identify value and growth corridors.
Affordability Optimization Strategies
At 8.1x median household income being highest nationally, brokers leverage government schemes, structure dual-income lending, and identify emerging affordable corridors like Western Sydney Airport precinct.
Sydney Property Market Insights
Market data last updated on October 27, 2025.
- Median House Price
- ~$1.55M Source: Your Mortgage Sep 2025
- Median Unit Price
- ~$881k Source: Your Mortgage Sep 2025
- Annual House Growth
- +2.2% Source: OpenAgent Jul 2025
- Annual Unit Growth
- 0.0% Source: OpenAgent Jul 2025
Frequently Asked Questions
The house-unit price gap continues widening due to land scarcity, preference for space post-COVID, limited house supply versus apartment oversupply in some areas, and family buyers willing to pay premiums for detached homes with outdoor space. This trend is accelerating.
For median house at $1.55M, standard 20% deposit is $310k to avoid LMI. For median unit at $880k, it's $176k. First home buyers may access schemes with lower deposits under $1.5M threshold. Western Sydney offers more affordable entry with suburbs under $1M.
Western suburbs lead growth: Fairfield at +7.6%, St Marys at +7.3%, Wollondilly at +7.8%, driven by Western Sydney Airport and infrastructure. Outer-ring suburbs near Metro expansions and new transport also show promise. Premium inner suburbs remain tightly held with slow but steady appreciation.
Sydney is Australia's least affordable capital at 8.1x median household income. However, opportunities exist in Western Sydney growth corridors at $800k-$1M, government First Home Buyers Assistance Scheme offers stamp duty concessions under $1.5M, and units provide more accessible entry at $880k median.
Ready to Discuss Your Sydney Loan Options?
Get personalised advice from our expert brokers today. It's free and there's no obligation.