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Find Finance & Mortgage Brokers in Sydney

Navigating Australia's premium property market with specialized finance expertise

Find a finance broker in Sydney

Finance & Mortgage Brokers Servicing the Sydney Area

Find Clarity in the Sydney Loan Market Sydney is New South Wales capital and Australia’s largest city, positioned around spectacular Sydney Harbour with iconic Opera House and Harbour Bridge defining the global brand. The property market represents Australia’s most expensive and complex, with median house prices at $1.55 million and units at $880k reflecting land scarcity, strong employment in financial services, professional sectors, and enduring domestic and international buyer demand.

Sydney’s property market shows divergent performance with houses appreciating 2.2% annually while units remain flat at 0% growth, reflecting post-COVID preference for space and detached housing. The housing stock ranges from premium harbourside mansions in suburbs like Mosman and Vaucluse worth $5-10 million+, to character terraces in inner suburbs like Newtown and Balmain, modern apartments throughout CBD and North Sydney, and family homes in growth corridors including Western Sydney around the new Nancy-Bird Walton International Airport opening 2026.

Western Sydney suburbs show strongest growth with Fairfield at +7.6%, St Marys at +7.3%, and Wollondilly at +7.8%, driven by major infrastructure investment including airport, Metro extensions, and motorway upgrades transforming accessibility and creating new employment hubs. Sydney remains Australia’s least affordable capital at 8.1x median household income, presenting challenges for first home buyers who increasingly target Western Sydney or units for entry, though government schemes including First Home Buyers Assistance provide stamp duty concessions on properties under $1.5 million.

Our Brokerage Services in Sydney

ABN Holder Loans

Self-employed or hold an ABN? Access flexible loan...

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Asset Finance for Business

Preserve your working capital while acquiring the assets...

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Business Loans

Access flexible business finance for growth, working capital,...

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Equipment Finance

Get the equipment you need without tying up...

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Green Loans to Fund a Sustainable Future

Make a positive impact on the planet and...

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Home Loans & Mortgages

Find the right home loan for your needs....

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Home Renovation Loans

Transform your space with competitive renovation finance for...

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Loan Services

Our Loan Services Find the perfect loan solution....

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Luxury Car Loans for Specialised & Prestige Vehicles

Specialist finance solutions for luxury, exotic, and prestige...

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New Car Loans

Get competitive rates and flexible terms for your...

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Personal Loans

Get fast access to funds for any worthwhile...

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Refinance Your Home or Investment Loan to Grow or Save

Lower your repayments or unlock equity with competitive...

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Fast Funding with Short-Term Loans

Need to bridge a cash flow gap or...

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Heavy-Duty Finance for Truck Loans

Whether you're an owner-operator or managing a fleet,...

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Flexible Used Car Loans

Found the perfect pre-owned car? Now find the...

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Why Choose Us in Sydney

Premium Market Lending Sophistication

With Australia's highest median prices at $1.5M+ for houses, brokers structure jumbo loans, utilize private banking relationships, and navigate complex lending for high-net-worth clients.

Micro-Market Expertise

Sydney's vast price range from $500k to $10M+ and distinct regional performance, with Western suburbs at +7.6% versus units flat at 0%, requires hyperlocal knowledge to identify value and growth corridors.

Affordability Optimization Strategies

At 8.1x median household income being highest nationally, brokers leverage government schemes, structure dual-income lending, and identify emerging affordable corridors like Western Sydney Airport precinct.

Sydney Property Market Insights

Market data last updated on October 27, 2025.

Median House Price
~$1.55M Source: Your Mortgage Sep 2025
Median Unit Price
~$881k Source: Your Mortgage Sep 2025
Annual House Growth
+2.2% Source: OpenAgent Jul 2025
Annual Unit Growth
0.0% Source: OpenAgent Jul 2025

Frequently Asked Questions

The house-unit price gap continues widening due to land scarcity, preference for space post-COVID, limited house supply versus apartment oversupply in some areas, and family buyers willing to pay premiums for detached homes with outdoor space. This trend is accelerating.

For median house at $1.55M, standard 20% deposit is $310k to avoid LMI. For median unit at $880k, it's $176k. First home buyers may access schemes with lower deposits under $1.5M threshold. Western Sydney offers more affordable entry with suburbs under $1M.

Western suburbs lead growth: Fairfield at +7.6%, St Marys at +7.3%, Wollondilly at +7.8%, driven by Western Sydney Airport and infrastructure. Outer-ring suburbs near Metro expansions and new transport also show promise. Premium inner suburbs remain tightly held with slow but steady appreciation.

Sydney is Australia's least affordable capital at 8.1x median household income. However, opportunities exist in Western Sydney growth corridors at $800k-$1M, government First Home Buyers Assistance Scheme offers stamp duty concessions under $1.5M, and units provide more accessible entry at $880k median.

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