The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Excavator Finance: Complete Guide for Australian Construction Businesses
Your complete guide to excavator finance in Australia. Compare chattel mortgages, loans, and leases to fund new and used earthmoving equipment for your business.
Business Asset Finance: Funding Equipment & Vehicles for Australian Companies
Learn how business asset finance can help your Australian company acquire essential equipment and vehicles with options like chattel mortgages, leases, and loans.
Resimac Asset Finance: Non-Bank Lender Overview & Guide
Resimac is a non-bank specialist lender offering asset finance, equipment loans, and chattel mortgages in Australia. This guide covers their products, non-bank vs. bank lending,...
Invoice Finance for Small Business: Australian Cash Flow Solutions
Invoice finance helps Australian small businesses access 80-90% of unpaid invoice values within 24-48 hours, solving cash flow gaps from long payment terms. Rates typically...
Construction Company Equipment Finance: An Australian Guide (2025)
Finance excavators, trucks, and machinery with terms of 2-7 years and rates from 6-12% p.a. A chattel mortgage or equipment loan can preserve working capital...
Chattel Mortgage vs Lease Australia: Complete Comparison Guide
Chattel mortgage offers immediate ownership with tax benefits like GST credits and depreciation, while a finance lease keeps ownership with the lender, offering simpler tax...
ABN Loans Australia: Business Finance for Self-Employed & Sole Traders
Complete guide to ABN loans in Australia. Rates from 8-15% p.a., amounts from $5K-$500K+. Full-doc and low-doc options for self-employed, sole traders, and contractors.
Truck & Semi-Trailer Finance Australia: Fast Funding for Transport Businesses
Get truck and semi-trailer finance with rates from 7-12% p.a. Compare options for prime movers, rigid trucks, and trailers across 100+ lenders.
Equipment Loans for Business: Complete Australian Finance Guide
Equipment loans allow Australian businesses to finance machinery and tools with terms from 1-7 years. Rates typically range 6-12% p.a. depending on business strength. Fast...
Asset Finance Australia: Complete Equipment & Business Funding Guide
Asset finance lets Australian businesses purchase equipment, vehicles, or machinery using the asset itself as security. Rates typically range from 6-12% p.a. with loan amounts...
Chattel Mortgage Australia: A Complete Guide to Tax-Effective Business Vehicle Finance
The complete guide to chattel mortgages in Australia for 2025. Explore unabridged details on rates (7-12% p.a.), fees, tax benefits (GST credits, depreciation), and how...
5 Ways to Improve Your Business Credit Score for Equipment Finance
Your business credit score directly impacts equipment finance approvals and interest rates. Here are five proven strategies to strengthen your credit profile and secure better...