Current theme: light mode

The Loan Phone Blog

Your source for finance tips, industry news, and guides to help you make smarter financial decisions.

Telehandler Finance Australia

Telehandler Finance Australia

Explore telehandler finance options in Australia, including chattel mortgages and equipment loans. Learn about indicative rates, terms, and eligibility for acquiring this crucial machinery.

Read More → February 21, 2026
Equipment Finance for New Businesses

Equipment Finance for New Businesses

A comprehensive guide to equipment finance for new businesses in Australia, covering loan options, eligibility, rates, and the streamlined application process to acquire essential assets...

Read More → February 18, 2026
Harvester Finance Australia

Harvester Finance Australia

Harvester finance in Australia enables farmers to acquire essential machinery through various loan structures like chattel mortgages or equipment loans. Indicative rates typically range from...

Read More → February 17, 2026
Pepper vs Resimac: Non-Bank Lender Comparison

Pepper vs Resimac: Non-Bank Lender Comparison

Pepper Money and Resimac are prominent non-bank lenders in Australia offering distinct business finance solutions. Pepper excels in flexible asset finance and specialist business loans,...

Read More → February 14, 2026
Chattel Mortgage Tax Benefits for Australian Businesses

Chattel Mortgage Tax Benefits for Australian Businesses

A chattel mortgage offers Australian businesses significant tax benefits including immediate GST claims, depreciation deductions, and interest write-offs. Learn how this finance option can reduce...

Read More → February 12, 2026
Loader Finance: Wheel Loaders & Skid Steers in Australia

Loader Finance: Wheel Loaders & Skid Steers in Australia

Loader finance in Australia provides businesses with chattel mortgages, commercial hire purchase, or equipment loans for machinery like wheel loaders and skid steers. Rates typically...

Read More → February 10, 2026
Angle Asset Finance Review (2026): Rates & Eligibility

Angle Asset Finance Review (2026): Rates & Eligibility

Angle Asset Finance (Angle Finance) is a specialist Australian non-bank lender for equipment and vehicle finance. This guide reviews their offerings, eligibility, rates, and how...

Read More → February 07, 2026
Excavator Finance Case Study: New vs Used ROI

Excavator Finance Case Study: New vs Used ROI

Explore an excavator finance case study comparing new vs used equipment ROI, breaking down financial implications and critical factors for businesses in Australia.

Read More → February 05, 2026
CBA vs ANZ Equipment Finance (2026): Rates Compared

CBA vs ANZ Equipment Finance (2026): Rates Compared

Comparing ANZ vs CBA equipment finance involves assessing their specific offerings for chattel mortgages, hire purchase, and finance leases. Both major banks offer competitive rates...

Read More → February 03, 2026
Tractor Finance Australia: Funding Agricultural Equipment

Tractor Finance Australia: Funding Agricultural Equipment

Tractor finance in Australia helps farmers acquire new or used agricultural machinery. Options like chattel mortgages and leases are available, with rates typically from 6.5-12%+...

Read More → January 31, 2026
Broker vs Bank: Equipment Finance Comparison Australia

Broker vs Bank: Equipment Finance Comparison Australia

Choosing between a broker vs bank for equipment finance in Australia involves weighing access to lenders, rates, flexibility, and expertise. Brokers often provide broader access...

Read More → January 29, 2026
Mining Equipment Finance Australia: A Guide

Mining Equipment Finance Australia: A Guide

Mining equipment finance provides Australian businesses with essential capital to acquire heavy machinery like excavators, haul trucks, and drills. Rates typically range from 7-14% p.a....

Read More → January 27, 2026