The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
CBA vs ANZ Equipment Finance (2026): Rates Compared
Comparing ANZ vs CBA equipment finance involves assessing their specific offerings for chattel mortgages, hire purchase, and finance leases. Both major banks offer competitive rates...
Tractor Finance Australia: Funding Agricultural Equipment
Tractor finance in Australia helps farmers acquire new or used agricultural machinery. Options like chattel mortgages and leases are available, with rates typically from 6.5-12%+...
Broker vs Bank: Equipment Finance Comparison Australia
Choosing between a broker vs bank for equipment finance in Australia involves weighing access to lenders, rates, flexibility, and expertise. Brokers often provide broader access...
Mining Equipment Finance Australia: A Guide
Mining equipment finance provides Australian businesses with essential capital to acquire heavy machinery like excavators, haul trucks, and drills. Rates typically range from 7-14% p.a....
Unsecured Business Loans Australia: A Guide
Explore unsecured business loans in Australia, a flexible finance option for businesses without collateral. Understand eligibility, rates, pros & cons, and how Loan Phone connects...
Green Equipment Finance Australia
Explore green equipment finance in Australia, a tailored funding solution for businesses investing in eco-friendly assets like solar panels and EVs, offering both environmental and...
Instant Asset Write-Off 2026: A Guide
The Instant Asset Write-Off (IAWO) 2026 is an Australian tax incentive allowing eligible businesses to immediately deduct the full cost of eligible assets up to...
Hire Purchase vs Chattel Mortgage Australia (2026 Tax & GST)
Hire purchase vs chattel mortgage in Australia: who owns the asset, how GST and tax differ, and which 2026 structure suits your business vehicle or...
Finance Broker vs Mortgage Broker: Key Differences
Understand the key differences between a finance broker vs mortgage broker in Australia. Learn when to use each specialist for business loans, equipment finance, or...
NAB Equipment Finance Review - Rates Compared
NAB equipment finance offers Australian businesses various options like chattel mortgages and commercial hire purchase. Rates typically range from 7-12% p.a. (indicative only) for terms...
Truck Finance Broker - Get Better Rates
Discover how a truck finance broker in Australia can help your business secure better rates and terms for commercial vehicle finance, simplifying the application process...
Equipment Finance Tax Deductions 2026
Navigating equipment finance tax deductions in Australia for 2026 involves understanding various finance structures and ATO guidelines. Businesses can typically claim deductions for interest, depreciation,...