The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Unsecured Business Loans Australia: A Guide
Explore unsecured business loans in Australia, a flexible finance option for businesses without collateral. Understand eligibility, rates, pros & cons, and how Loan Phone connects...
Green Equipment Finance Australia
Explore green equipment finance in Australia, a tailored funding solution for businesses investing in eco-friendly assets like solar panels and EVs, offering both environmental and...
Instant Asset Write-Off 2026: A Guide
The Instant Asset Write-Off (IAWO) 2026 is an Australian tax incentive allowing eligible businesses to immediately deduct the full cost of eligible assets up to...
Hire Purchase vs Chattel Mortgage Australia (2026 Tax & GST)
Hire purchase vs chattel mortgage in Australia: who owns the asset, how GST and tax differ, and which 2026 structure suits your business vehicle or...
Finance Broker vs Mortgage Broker: Key Differences
Understand the key differences between a finance broker vs mortgage broker in Australia. Learn when to use each specialist for business loans, equipment finance, or...
NAB Equipment Finance Review - Rates Compared
NAB equipment finance offers Australian businesses various options like chattel mortgages and commercial hire purchase. Rates typically range from 7-12% p.a. (indicative only) for terms...
Truck Finance Broker - Get Better Rates
Discover how a truck finance broker in Australia can help your business secure better rates and terms for commercial vehicle finance, simplifying the application process...
Equipment Finance Tax Deductions 2026
Navigating equipment finance tax deductions in Australia for 2026 involves understanding various finance structures and ATO guidelines. Businesses can typically claim deductions for interest, depreciation,...
Finance Broker Fees - How Brokers Get Paid
Learn how finance brokers get paid in Australia, whether through lender-paid commissions or client-paid fees, and the value they provide for business finance.
Horse Float Finance for Equestrian Businesses
Horse float finance in Australia offers tailored solutions for equestrian businesses, typically chattel mortgages or commercial hire purchases. Indicative rates in 2025 range from 7-14%...
BOQ Equipment Finance Review - Worth It in 2026?
A detailed review of BOQ Equipment Finance in Australia for 2026, covering products, eligibility, indicative rates, and how it compares to the broader market for...
Why Use a Finance Broker for Equipment Loans?
A finance broker for equipment loans connects Australian businesses with a broad network of lenders, securing competitive rates and tailored structures like chattel mortgages, while...