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The Loan Phone Blog

Your source for finance tips, industry news, and guides to help you make smarter financial decisions.

CBA Asset Finance Review - Is It Worth It? | The Loan Phone

CBA Asset Finance Review - Is It Worth It? | The Loan Phone

A complete review of Commonwealth Bank (CBA) asset finance. Compare CBA's equipment loans, chattel mortgages, and green finance options for Australian businesses.

Read More → October 07, 2025
Excavator Finance - From 4.87% for ABN Holders | The Loan Phone

Excavator Finance - From 4.87% for ABN Holders | The Loan Phone

Your complete guide to excavator finance in Australia. Compare chattel mortgages, loans, and leases to fund new and used earthmoving equipment for your business.

Read More → October 06, 2025
Business Asset Finance - Compare Top Lenders | The Loan Phone

Business Asset Finance - Compare Top Lenders | The Loan Phone

Learn how business asset finance can help your Australian company acquire essential equipment and vehicles with options like chattel mortgages, leases, and loans.

Read More → October 06, 2025
Resimac Asset Finance Review - Non-Bank Option | The Loan Phone

Resimac Asset Finance Review - Non-Bank Option | The Loan Phone

Resimac is a non-bank specialist lender offering asset finance, equipment loans, and chattel mortgages in Australia. This guide covers their products, non-bank vs. bank lending,...

Read More → October 04, 2025
Invoice Finance - Turn Invoices Into Cash Today | The Loan Phone

Invoice Finance - Turn Invoices Into Cash Today | The Loan Phone

Invoice finance helps Australian small businesses access 80-90% of unpaid invoice values within 24-48 hours, solving cash flow gaps from long payment terms. Rates typically...

Read More → October 03, 2025
Construction Equipment Finance - Expert Brokers | The Loan Phone

Construction Equipment Finance - Expert Brokers | The Loan Phone

Finance excavators, trucks, and machinery with terms of 2-7 years and rates from 6-12% p.a. A chattel mortgage or equipment loan can preserve working capital...

Read More → October 03, 2025
Chattel Mortgage vs Lease - Which Saves More? | The Loan Phone

Chattel Mortgage vs Lease - Which Saves More? | The Loan Phone

Chattel mortgage offers immediate ownership with tax benefits like GST credits and depreciation, while a finance lease keeps ownership with the lender, offering simpler tax...

Read More → October 02, 2025
ABN Loans - Same Day Approval, No Hassle | The Loan Phone

ABN Loans - Same Day Approval, No Hassle | The Loan Phone

Complete guide to ABN loans in Australia. Rates from 8-15% p.a., amounts from $5K-$500K+. Full-doc and low-doc options for self-employed, sole traders, and contractors.

Read More → October 02, 2025
Truck and Trailer Finance - Keep Cash Flowing | The Loan Phone

Truck and Trailer Finance - Keep Cash Flowing | The Loan Phone

Get truck and semi-trailer finance with rates from 7-12% p.a. Compare options for prime movers, rigid trucks, and trailers across 100+ lenders.

Read More → October 01, 2025
Equipment Loans - How to Get Approved Fast | The Loan Phone

Equipment Loans - How to Get Approved Fast | The Loan Phone

Equipment loans allow Australian businesses to finance machinery and tools with terms from 1-7 years. Rates typically range 6-12% p.a. depending on business strength. Fast...

Read More → October 01, 2025
Asset Finance - Is It Right for Your Business? | The Loan Phone

Asset Finance - Is It Right for Your Business? | The Loan Phone

Asset finance lets Australian businesses purchase equipment, vehicles, or machinery using the asset itself as security. Rates typically range from 6-12% p.a. with loan amounts...

Read More → September 30, 2025
Chattel Mortgage Explained - How to Save on Tax | The Loan Phone

Chattel Mortgage Explained - How to Save on Tax | The Loan Phone

The complete guide to chattel mortgages in Australia for 2025. Explore unabridged details on rates (7-12% p.a.), fees, tax benefits (GST credits, depreciation), and how...

Read More → September 28, 2025