The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Used Equipment Finance Approval Tips in Australia
Secure used equipment finance approval in Australia for your business. Learn about key factors like business profile, asset age, and documentation to boost your chances...
EOFY Equipment Finance Strategies for Australian Business
Australian businesses can use EOFY equipment finance to acquire essential assets before June 30th, potentially leveraging significant tax benefits like Instant Asset Write-Off for 2026....
Gym Equipment Finance for Fitness Businesses
Gym equipment finance in Australia helps fitness businesses acquire essential assets like treadmills and weight machines without large upfront costs. Rates typically range from 7-14%...
Bank vs Non-Bank Equipment Lenders: Which is Right?
Choosing between bank and non-bank lenders for equipment finance in Australia depends on your business's unique needs. This guide compares their rates, eligibility, and speed....
Scaffolding & Access Equipment Finance
Scaffolding equipment finance helps Australian construction, maintenance, or event businesses acquire essential access equipment without tying up cash flow. Explore chattel mortgages, commercial hire purchase,...
How to Find Low Doc Equipment Lenders
Discover the best low doc equipment lenders in Australia for businesses seeking flexible finance without extensive paperwork. Learn about eligibility, rates, and how to apply...
Concrete Equipment Finance: Powering Projects in Australia
Concrete equipment finance helps Australian businesses acquire essential machinery like concrete pumps and mixers without upfront capital. Options include chattel mortgages and commercial hire purchase,...
Farm Tractor Lease vs Buy: 2026 Case Study
Understand the key differences between leasing and buying a farm tractor in Australia for 2025. This guide provides a detailed comparison, tax implications, and a...
Semi-Trailer Finance Australia
Semi-trailer finance in Australia enables transport businesses to acquire essential heavy vehicles, typically structured as a chattel mortgage or commercial hire purchase. Rates generally range...
How Does Equipment Finance Work in Australia?
Equipment finance in Australia allows businesses to acquire essential assets like vehicles, machinery, or technology without upfront capital, spreading the cost over time.
Top 5 Best Lenders for Farm Equipment in Australia 2026
Discover the best lenders for farm equipment in Australia in 2026, comparing options from major banks, specialist financiers, and non-bank lenders. Learn about chattel mortgages,...
Irrigation Equipment Finance for Australian Farms
Understand irrigation equipment finance in Australia, including rates, terms, and types like chattel mortgages. Discover how to secure funding for essential farm water management systems....