The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Food Processing Equipment Finance Australia
Secure flexible finance for food processing equipment in Australia. Learn about chattel mortgages, commercial hire purchase, and equipment loans, indicative rates, and how Loan Phone...
Lowest Equipment Finance Rates Australia 2026
Discover how to secure the lowest equipment finance rates in Australia for 2026. Learn about factors influencing rates, comparison strategies, and top lenders for various...
Aged Care Equipment Finance: Securing Essential Assets
Aged care equipment finance enables Australian facilities to acquire essential assets like hospital beds and medical devices. Options range from $10,000+ over 1-7 years, with...
Equipment Finance with Limited History
Securing equipment finance with limited business history in Australia is achievable through specialist lenders. Rates typically range from 10-14% p.a., with terms 1-5 years.
Truck Finance Case Study: Finance vs Buy in Australia
Deciding between financing and buying a truck outright is a critical choice for Australian businesses, impacting cash flow, tax position, and balance sheet.
Refrigerated Transport Finance for Australian Businesses
Secure financing for refrigerated vehicles and cold chain equipment in Australia. Learn about finance options, eligibility, rates, and tax benefits for your temperature-controlled transport needs....
Operating Lease vs Finance Lease
Understand the key differences between an operating lease and a finance lease for Australian businesses in 2026, impacting balance sheets, cash flow, and tax strategies....
Equipment Tax Timing
Master equipment tax timing in Australia for 2026. Learn about Instant Asset Write-Off, depreciation, and finance options to maximise deductions and cash flow.
Trailer Boat Finance for Commercial Operators
Explore trailer boat finance for Australian commercial operators. Learn about chattel mortgages, indicative rates (7-14% p.a.), eligibility, and how to find tailored commercial boat loans....
Equipment Finance for Subcontractors in Australia
Secure equipment finance for your subcontracting business in Australia. Explore chattel mortgages, CHP, and low-doc options with indicative rates from 7-14% p.a.
Top 10 Construction Equipment Lenders 2026 Guide
Discover Australia's top 10 construction equipment lenders for 2026, including major banks and specialist non-bank options. Learn about finance types, eligibility, rates, and how to...
Used Equipment Finance Approval Tips in Australia
Secure used equipment finance approval in Australia for your business. Learn about key factors like business profile, asset age, and documentation to boost your chances...