The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Equipment Tax Timing
Master equipment tax timing in Australia for 2026. Learn about Instant Asset Write-Off, depreciation, and finance options to maximise deductions and cash flow.
Trailer Boat Finance for Commercial Operators
Explore trailer boat finance for Australian commercial operators. Learn about chattel mortgages, indicative rates (7-14% p.a.), eligibility, and how to find tailored commercial boat loans....
Equipment Finance for Subcontractors in Australia
Secure equipment finance for your subcontracting business in Australia. Explore chattel mortgages, CHP, and low-doc options with indicative rates from 7-14% p.a.
Top 10 Construction Equipment Lenders 2026 Guide
Discover Australia's top 10 construction equipment lenders for 2026, including major banks and specialist non-bank options. Learn about finance types, eligibility, rates, and how to...
Used Equipment Finance Approval Tips in Australia
Secure used equipment finance approval in Australia for your business. Learn about key factors like business profile, asset age, and documentation to boost your chances...
EOFY Equipment Finance Strategies for Australian Business
Australian businesses can use EOFY equipment finance to acquire essential assets before June 30th, potentially leveraging significant tax benefits like Instant Asset Write-Off for 2026....
Gym Equipment Finance for Fitness Businesses
Gym equipment finance in Australia helps fitness businesses acquire essential assets like treadmills and weight machines without large upfront costs. Rates typically range from 7-14%...
Bank vs Non-Bank Equipment Lenders: Which is Right?
Choosing between bank and non-bank lenders for equipment finance in Australia depends on your business's unique needs. This guide compares their rates, eligibility, and speed....
Scaffolding & Access Equipment Finance
Scaffolding equipment finance helps Australian construction, maintenance, or event businesses acquire essential access equipment without tying up cash flow. Explore chattel mortgages, commercial hire purchase,...
How to Find Low Doc Equipment Lenders
Discover the best low doc equipment lenders in Australia for businesses seeking flexible finance without extensive paperwork. Learn about eligibility, rates, and how to apply...
Concrete Equipment Finance: Powering Projects in Australia
Concrete equipment finance helps Australian businesses acquire essential machinery like concrete pumps and mixers without upfront capital. Options include chattel mortgages and commercial hire purchase,...
Farm Tractor Lease vs Buy: 2026 Case Study
Understand the key differences between leasing and buying a farm tractor in Australia for 2025. This guide provides a detailed comparison, tax implications, and a...