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The Loan Phone Blog

Your source for finance tips, industry news, and guides to help you make smarter financial decisions.

NAB Equipment Finance Review - Rates Compared | The Loan Phone

NAB Equipment Finance Review - Rates Compared | The Loan Phone

NAB equipment finance offers Australian businesses various options like chattel mortgages and commercial hire purchase. Rates typically range from 7-12% p.a. (indicative only) for terms...

Read More → January 20, 2026
Truck Finance Broker - Get Better Rates | The Loan Phone

Truck Finance Broker - Get Better Rates | The Loan Phone

Discover how a truck finance broker in Australia can help your business secure better rates and terms for commercial vehicle finance, simplifying the application process...

Read More → January 17, 2026
Equipment Finance Tax Deductions 2026 | The Loan Phone

Equipment Finance Tax Deductions 2026 | The Loan Phone

Navigating equipment finance tax deductions in Australia for 2026 involves understanding various finance structures and ATO guidelines. Businesses can typically claim deductions for interest, depreciation,...

Read More → January 15, 2026
Finance Broker Fees - How Brokers Get Paid | The Loan Phone

Finance Broker Fees - How Brokers Get Paid | The Loan Phone

Learn how finance brokers get paid in Australia, whether through lender-paid commissions or client-paid fees, and the value they provide for business finance.

Read More → January 13, 2026
Horse Float Finance for Equestrian Businesses

Horse Float Finance for Equestrian Businesses

Horse float finance in Australia offers tailored solutions for equestrian businesses, typically chattel mortgages or commercial hire purchases. Indicative rates in 2025 range from 7-14%...

Read More → January 10, 2026
BOQ Equipment Finance Review - Worth It in 2026? | The Loan Phone

BOQ Equipment Finance Review - Worth It in 2026? | The Loan Phone

A detailed review of BOQ Equipment Finance in Australia for 2026, covering products, eligibility, indicative rates, and how it compares to the broader market for...

Read More → January 08, 2026
Why Use a Finance Broker for Equipment Loans?

Why Use a Finance Broker for Equipment Loans?

A finance broker for equipment loans connects Australian businesses with a broad network of lenders, securing competitive rates and tailored structures like chattel mortgages, while...

Read More → January 06, 2026
Farm Equipment Loans - Same Day Pre-Approval | The Loan Phone

Farm Equipment Loans - Same Day Pre-Approval | The Loan Phone

Farm equipment loans in Australia provide finance for essential agricultural machinery like tractors and harvesters. Rates are indicative from 6.5-14%+ p.a. with terms from 1-7...

Read More → December 31, 2025
Lumi Business Loan Review - Worth It in 2026? | The Loan Phone

Lumi Business Loan Review - Worth It in 2026? | The Loan Phone

Lumi offers fast, unsecured business loans in Australia, typically from $5,000 to $500,000 with terms up to 24 months, ideal for working capital and smaller...

Read More → December 10, 2025
Azora Finance Review - Rates and Pros/Cons 2026 | The Loan Phone

Azora Finance Review - Rates and Pros/Cons 2026 | The Loan Phone

Azora Asset Finance is a non-bank specialist lender in Australia providing flexible equipment and asset finance. This review covers their offerings, eligibility, and how they...

Read More → December 09, 2025
Truck Finance - Commercial Truck Loans Guide | The Loan Phone

Truck Finance - Commercial Truck Loans Guide | The Loan Phone

By the Loan Phone team Reviewed by Anthony Moncada, M.App.Fin, Cert IV Finance & Mortgage Broking

Read More → November 24, 2025
Low-Doc Equipment Loans - Approved in 24hrs | The Loan Phone

Low-Doc Equipment Loans - Approved in 24hrs | The Loan Phone

By the Loan Phone team Reviewed by Anthony Moncada, M.App.Fin, Cert IV Finance & Mortgage Broking

Read More → November 24, 2025