The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Equipment Finance for New Businesses: Startup Guide Australia
A comprehensive guide to equipment finance for new businesses in Australia, covering loan options, eligibility, rates, and the streamlined application process to acquire essential assets...
Harvester Finance Guide: Agricultural Equipment Loans Australia
Harvester finance in Australia enables farmers to acquire essential machinery through various loan structures like chattel mortgages or equipment loans. Indicative rates typically range from...
Pepper vs Resimac: Comparing Non-Bank Lenders for Australian Businesses
Pepper Money and Resimac are prominent non-bank lenders in Australia offering distinct business finance solutions. Pepper excels in flexible asset finance and specialist business loans,...
Chattel Mortgage Tax Benefits for Australian Businesses
A chattel mortgage offers Australian businesses significant tax benefits including immediate GST claims, depreciation deductions, and interest write-offs. Learn how this finance option can reduce...
Loader Finance: Wheel Loaders & Skid Steers in Australia
Loader finance in Australia provides businesses with chattel mortgages, commercial hire purchase, or equipment loans for machinery like wheel loaders and skid steers. Rates typically...
Angle Asset Finance Review: Navigating Your Business Equipment Options
Angle Asset Finance (Angle Finance) is a specialist Australian non-bank lender for equipment and vehicle finance. This guide reviews their offerings, eligibility, rates, and how...
Excavator Finance Case Study: New vs Used ROI
Explore an excavator finance case study comparing new vs used equipment ROI, breaking down financial implications and critical factors for businesses in Australia.
ANZ vs CBA Equipment Finance: A Head-to-Head Comparison for Australian Businesses
Comparing ANZ vs CBA equipment finance involves assessing their specific offerings for chattel mortgages, hire purchase, and finance leases. Both major banks offer competitive rates...
Tractor Finance Australia: Funding Agricultural Equipment
Tractor finance in Australia helps farmers acquire new or used agricultural machinery. Options like chattel mortgages and leases are available, with rates typically from 6.5-12%+...
Broker vs Bank: Equipment Finance Comparison Australia
Choosing between a broker vs bank for equipment finance in Australia involves weighing access to lenders, rates, flexibility, and expertise. Brokers often provide broader access...
Mining Equipment Finance: Your Guide to Funding Heavy Machinery in Australia
Mining equipment finance provides Australian businesses with essential capital to acquire heavy machinery like excavators, haul trucks, and drills. Rates typically range from 7-14% p.a....
Unsecured Business Loans Australia: A Comprehensive Guide for Business Owners
Explore unsecured business loans in Australia, a flexible finance option for businesses without collateral. Understand eligibility, rates, pros & cons, and how Loan Phone connects...