The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
ABN Loans Australia 2026: Same-Day Finance for Sole Traders & ABN Holders
ABN loans Australia (2026 guide). Rates from 8-15% p.a., amounts $5K-$500K+. Full-doc and low-doc business finance options for sole traders, contractors, and self-employed ABN holders....
Truck and Trailer Finance - Keep Cash Flowing
Get truck and semi-trailer finance with rates from 7-12% p.a. Compare options for prime movers, rigid trucks, and trailers across 100+ lenders.
Equipment Loans - How to Get Approved Fast
Equipment loans allow Australian businesses to finance machinery and tools with terms from 1-7 years. Rates typically range 6-12% p.a. depending on business strength. Fast...
Asset Finance - Is It Right for Your Business?
Asset finance lets Australian businesses purchase equipment, vehicles, or machinery using the asset itself as security. Rates typically range from 6-12% p.a. with loan amounts...
Chattel Mortgage Explained - How to Save on Tax
The complete guide to chattel mortgages in Australia for 2025. Explore unabridged details on rates (7-12% p.a.), fees, tax benefits (GST credits, depreciation), and how...
Boost Your Business Credit Score - Get Approved
Your business credit score directly impacts equipment finance approvals and interest rates. Here are five proven strategies to strengthen your credit profile and secure better...