The Loan Phone Blog
Your source for finance tips, industry news, and guides to help you make smarter financial decisions.
Chattel Mortgage vs Lease Australia (2026 Guide)
Chattel mortgage vs finance lease in Australia: chattel gives immediate ownership with upfront GST and depreciation; finance lease keeps ownership with the lender and spreads...
ABN Loans Australia 2026: Same-Day Finance for Sole Traders & ABN Holders
ABN loans Australia (2026 guide). Rates from 8-15% p.a., amounts $5K-$500K+. Full-doc and low-doc business finance options for sole traders, contractors, and self-employed ABN holders....
Truck and Trailer Finance - Keep Cash Flowing
Get truck and semi-trailer finance with rates from 7-12% p.a. Compare options for prime movers, rigid trucks, and trailers across 100+ lenders.
Equipment Loans - How to Get Approved Fast
Equipment loans allow Australian businesses to finance machinery and tools with terms from 1-7 years. Rates typically range 6-12% p.a. depending on business strength. Fast...
Asset Finance - Is It Right for Your Business?
Asset finance lets Australian businesses purchase equipment, vehicles, or machinery using the asset itself as security. Rates typically range from 6-12% p.a. with loan amounts...
Chattel Mortgage Explained - How to Save on Tax
The complete guide to chattel mortgages in Australia for 2025. Explore unabridged details on rates (7-12% p.a.), fees, tax benefits (GST credits, depreciation), and how...
Boost Your Business Credit Score - Get Approved
Your business credit score directly impacts equipment finance approvals and interest rates. Here are five proven strategies to strengthen your credit profile and secure better...