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The Loan Phone Blog

Your source for finance tips, industry news, and guides to help you make smarter financial decisions.

Asset Finance - Is It Right for Your Business?

Asset Finance - Is It Right for Your Business?

Asset finance lets Australian businesses purchase equipment, vehicles, or machinery using the asset itself as security. Rates typically range from 6-12% p.a. with loan amounts...

Read More → September 30, 2025
Chattel Mortgage Explained - How to Save on Tax

Chattel Mortgage Explained - How to Save on Tax

The complete guide to chattel mortgages in Australia for 2025. Explore unabridged details on rates (7-12% p.a.), fees, tax benefits (GST credits, depreciation), and how...

Read More → September 28, 2025
Boost Your Business Credit Score - Get Approved

Boost Your Business Credit Score - Get Approved

Your business credit score directly impacts equipment finance approvals and interest rates. Here are five proven strategies to strengthen your credit profile and secure better...

Read More → January 20, 2025